RBL Bank Play Credit Card vs Flipkart SBI Card
How RBL Bank Play Credit Card and Flipkart SBI Card compare on fees, rewards and eligibility — verified as of June 2026.
By NexMaxo Editorial Team · Terms verified June 2026
Apply links will be affiliate links once activated — we may earn a commission at no extra cost to you; it never changes this comparison. How we make money →
Quick take
Neither is lifetime-free: RBL Bank Play Credit Card costs ₹500 + GST joining and annual fee (annual fee waived on ₹1.5 lakh annual spend; free for BookMyShow SuperStar members). and Flipkart SBI Card costs ₹500 + GST joining; ₹500 + GST annual renewal (renewal reversed on ₹3.5 lakh annual spend) — both waivable on spend, so the rewards decide it.
RBL Bank Play Credit Card — better for frequent bookmyshow users who spend at least ₹5,000/month and want free movie/event tickets rather than general cashback.
Flipkart SBI Card — better for regular flipkart and myntra shoppers who want straightforward auto-credited cashback on online shopping plus everyday partner-merchant spends, without managing reward points.
Side by side
| RBL Bank Play Credit CardRBL Bank | Flipkart SBI CardSBI Card | |
|---|---|---|
| Annual fee | ₹500 + GST joining and annual fee (annual fee waived on ₹1.5 lakh annual spend; free for BookMyShow SuperStar members). | ₹500 + GST joining; ₹500 + GST annual renewal (renewal reversed on ₹3.5 lakh annual spend) |
| Reward rate | No general cashback/reward points; benefit is 2 BookMyShow tickets worth up to ₹250 each per month (up to ₹500) on ₹5,000 monthly spend, plus ₹100 F&B discount on movie bookings. | 7.5% cashback on Myntra; 5% on Flipkart and Cleartrip; 4% on partner merchants (Uber/Zomato/Netmeds/PVR); 1% on all other eligible spends (uncapped). Each accelerated category has its OWN separate cashback cap of ₹4,000 per quarter (not a shared cap) - i.e. Myntra up to ₹4,000/qtr, Flipkart up to ₹4,000/qtr, Cleartrip up to ₹4,000/qtr, partner merchants up to ₹4,000/qtr. Cashback auto-credited as statement credit (within ~15 days of the statement cycle), no points/redemption. |
| Lifetime-free | No | No |
| Network | Visa / Mastercard | Visa / Mastercard |
| Eligibility | Min age 21 (18 for add-on); stable income required, approx ₹25,000/month net for salaried or ₹3 lakh/year for self-employed (income figures aggregator-sourced, approx). | Age approx 21-70 years; income approx ₹15,000/month salaried or ₹30,000/month self-employed (aggregator-sourced) |
| Best for | Frequent BookMyShow users who spend at least ₹5,000/month and want free movie/event tickets rather than general cashback. | Regular Flipkart and Myntra shoppers who want straightforward auto-credited cashback on online shopping plus everyday partner-merchant spends, without managing reward points. |
RBL Bank Play Credit Card
- 2 free BookMyShow tickets up to ₹250 each on ₹5,000 monthly spend (excludes fuel, rent, wallet, insurance, utilities, govt)
- ₹500 welcome benefit on BookMyShow + ₹100 off F&B with movie bookings
- 1% fuel surcharge waiver on transactions of ₹500-4,000 (cap ₹100/month)
Flipkart SBI Card
- 7.5% cashback on Myntra and 5% on Flipkart/Cleartrip - each category has its own separate cap of ₹4,000/quarter
- 4% cashback on partner merchants - Uber, Zomato, Netmeds, PVR (own ₹4,000/quarter cap); 1% on all other spends (uncapped)
- 1% fuel surcharge waiver on transactions of ₹500 to ₹4,000 (max ₹400/statement cycle); no lounge access
RBL Bank Play Credit Card vs Flipkart SBI Card — FAQs
Neither is universally better. RBL Bank Play Credit Card suits frequent bookmyshow users who spend at least ₹5,000/month and want free movie/event tickets rather than general cashback. Flipkart SBI Card suits regular flipkart and myntra shoppers who want straightforward auto-credited cashback on online shopping plus everyday partner-merchant spends, without managing reward points. Compare the annual fee and reward rate above against your own spending — that's what decides it.
Neither is lifetime-free: RBL Bank Play Credit Card costs ₹500 + GST joining and annual fee (annual fee waived on ₹1.5 lakh annual spend; free for BookMyShow SuperStar members). and Flipkart SBI Card costs ₹500 + GST joining; ₹500 + GST annual renewal (renewal reversed on ₹3.5 lakh annual spend) — both waivable on spend, so the rewards decide it. On rewards, RBL Bank Play Credit Card gives 2 complimentary movie/non-movie tickets (up to ₹250 each, so up to ₹500/month) on spending ₹5,000 in a billing cycle. whereas Flipkart SBI Card gives 7.5% cashback on myntra and 5% on flipkart and cleartrip (each category cap ₹4,000 per quarter)
RBL Bank Play Credit Card: ₹500 + GST joining and annual fee (annual fee waived on ₹1.5 lakh annual spend; free for BookMyShow SuperStar members).. Flipkart SBI Card: ₹500 + GST joining; ₹500 + GST annual renewal (renewal reversed on ₹3.5 lakh annual spend). Both fees can usually be waived on annual spend — check the thresholds on each issuer's page.
This is an informational comparison, not financial advice. Card terms change often — confirm current fees, rewards and eligibility on each issuer's official page before applying. Pay your bill in full to avoid interest.