BOBCARD Etihad Guest Credit Card vs RBL Bank World Safari Credit Card
How BOBCARD Etihad Guest Credit Card and RBL Bank World Safari Credit Card compare on fees, rewards and eligibility — verified as of June 2026.
By NexMaxo Editorial Team · Terms verified June 2026
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Quick take
Neither is lifetime-free: BOBCARD Etihad Guest Credit Card costs ₹2,500 + GST joining and annual fee (annual fee waived on ₹3 lakh annual spend) and RBL Bank World Safari Credit Card costs ₹3,000 + GST joining and annual/renewal fee (no spend-based waiver) — both waivable on spend, so the rewards decide it.
BOBCARD Etihad Guest Credit Card — better for frequent etihad airways flyers who want a lower-fee co-branded card that earns etihad guest miles on every spend plus international lounge access and a low 1% forex markup.
RBL Bank World Safari Credit Card — better for frequent international travellers who want zero forex markup plus priority pass lounge access and travel-category accelerated rewards.
Side by side
| BOBCARD Etihad Guest Credit CardBOBCARD (Bank of Baroda) | RBL Bank World Safari Credit CardRBL Bank | |
|---|---|---|
| Annual fee | ₹2,500 + GST joining and annual fee (annual fee waived on ₹3 lakh annual spend) | ₹3,000 + GST joining and annual/renewal fee (no spend-based waiver) |
| Reward rate | 3 Etihad Guest Miles per ₹100 on Etihad Airways spends; 1 mile per ₹100 on all other domestic and international spends. Welcome: base 2,500 miles, plus a limited-time offer (until 30 Jun 2026) of up to 7,500 bonus miles (5,000 on ₹25,000 + 2,500 on ₹50,000 spend within 60 days). | 5 RP/₹100 on travel; 2 RP/₹100 on other domestic retail; no points on international spends; 1 RP = ₹0.25. Milestone bonuses: 10,000 RP at ₹2.5L, 15,000 RP at ₹5L, ₹10,000 voucher at ₹7.5L annual spend. |
| Lifetime-free | No | No |
| Network | Visa | Mastercard |
| Eligibility | Age approx 21-60 years; minimum income approx ₹18 lakh per annum (aggregator-sourced); salaried or self-employed Indian residents | approx 21+ years; salaried or self-employed with stable income (specific income figure not published by issuer) |
| Best for | Frequent Etihad Airways flyers who want a lower-fee co-branded card that earns Etihad Guest Miles on every spend plus international lounge access and a low 1% forex markup. | Frequent international travellers who want zero forex markup plus Priority Pass lounge access and travel-category accelerated rewards. |
BOBCARD Etihad Guest Credit Card
- 3 Etihad Guest Miles/₹100 on Etihad spends; 1 mile/₹100 on all other domestic and international spends
- 8 domestic (2/quarter) + 4 international (1/quarter) complimentary lounge visits per year
- Low 1% forex markup; complimentary Etihad Guest Silver tier on first transaction within 6 months
RBL Bank World Safari Credit Card
- 0% forex markup on all international transactions
- 5 Travel Points/₹100 on travel spends; 2 RP/₹100 on other domestic retail (1 RP = ₹0.25)
- 2 international lounge visits/yr via Priority Pass + 2 domestic lounge visits/quarter on ₹35,000 prior-quarter spend
BOBCARD Etihad Guest Credit Card vs RBL Bank World Safari Credit Card — FAQs
Neither is universally better. BOBCARD Etihad Guest Credit Card suits frequent etihad airways flyers who want a lower-fee co-branded card that earns etihad guest miles on every spend plus international lounge access and a low 1% forex markup. RBL Bank World Safari Credit Card suits frequent international travellers who want zero forex markup plus priority pass lounge access and travel-category accelerated rewards. Compare the annual fee and reward rate above against your own spending — that's what decides it.
Neither is lifetime-free: BOBCARD Etihad Guest Credit Card costs ₹2,500 + GST joining and annual fee (annual fee waived on ₹3 lakh annual spend) and RBL Bank World Safari Credit Card costs ₹3,000 + GST joining and annual/renewal fee (no spend-based waiver) — both waivable on spend, so the rewards decide it. On rewards, BOBCARD Etihad Guest Credit Card gives 3 etihad guest miles per ₹100 on etihad airways spends (1 mile per ₹100 on everything else), with a low 1% foreign-currency markup. whereas RBL Bank World Safari Credit Card gives 0% forex markup on all foreign currency spends (saves ~3.5% + gst vs typical cards)
BOBCARD Etihad Guest Credit Card: ₹2,500 + GST joining and annual fee (annual fee waived on ₹3 lakh annual spend). RBL Bank World Safari Credit Card: ₹3,000 + GST joining and annual/renewal fee (no spend-based waiver). Both fees can usually be waived on annual spend — check the thresholds on each issuer's page.
This is an informational comparison, not financial advice. Card terms change often — confirm current fees, rewards and eligibility on each issuer's official page before applying. Pay your bill in full to avoid interest.