Debt Payoff Planner
List your debts, add whatever extra you can, and see how fast you'll be debt-free — and how much interest an extra payment saves. Private to your browser.
A planner for figures you enter. Estimates, not advice. Stays in your browser.
₹9.30 L
4 debts
₹29,500
before any extra
15.7%
balance-weighted
2 yrs 4 mo
by Nov 2028
₹1.13 L
vs minimums only
More each month clears debt sooner and cuts total interest — every rupee of the extra rolls onto the target debt.
Avalanche saves about ₹8,770 more interest here.
Add a debt
Your debts
Ordered by what to clear first on the avalanche plan| # | Debt | Balance | APR | Min / mo | Cleared | Interest | Edit |
|---|---|---|---|---|---|---|---|
| 1 | HDFC Credit Card Credit Card | ₹1.20 L | 42% | ₹6,000 | 9 mo | ₹21,652 | |
| 2 | Consumer Durable Loan Buy Now Pay Later | ₹60,000 | 18% | ₹3,500 | 11 mo | ₹7,345 | |
| 3 | Personal Loan Personal Loan | ₹3.00 L | 14% | ₹9,000 | 1 yr 8 mo | ₹47,888 | |
| 4 | Car Loan Car Loan | ₹4.50 L | 9.5% | ₹11,000 | 2 yrs 4 mo | ₹68,615 |
Payoff timeline
Paying ₹39,500/month, you're debt-free in 2 yrs 4 mo — by Nov 2028. That's ₹1.13 L less interest and 13 months sooner than paying only the minimums.
An estimate at the rates you enter. Rates and minimums can change.
Compare loan offers in minutes
Check your eligibility across lenders online — quick and paperless. Loan Hub, at no extra cost to you.
Your plan: debt-free in 2 yrs 4 mo, saving ₹1.13 L in interest.
Track your debt over time
ProSave a snapshot on each visit and watch your balance fall — the change since last time, the change since you started, and a payoff progress note.
See NexMaxo Pro₹599/yr · ₹99/mo · cancel anytime
Not financial advice. A payoff estimate from the balances, rates and payments you enter; your data stays in this browser.
Compare loan offers in minutes
Check your eligibility across lenders online — quick and paperless. · Loan Hub, at no extra cost to you.