Latest interest rates
Fixed-deposit rates across major banks and current small-savings scheme rates, in one place.
Rates today
Latest published · as of Jun 2026
RBI repo rate
5.25%
RBI policy rate · Jun 2026
Bank FD · over 1 year
6.00–6.70%
RBI representative range · Jun 2026
Savings account
2.50%
RBI savings deposit rate · Jun 2026
India inflation · CPI
3.93%
MoSPI · May 2026
Global benchmarks
US inflation · CPI
4.25%
BLS · May 2026
US 1-year Treasury
4.00%
U.S. Treasury · 2026-06-18
India repo, the >1-year term-deposit range and the savings rate are the RBI's published representative figures (rbi.org.in). A bank FD rate is not a single number — it varies by bank, tenure and depositor type; the per-bank table below shows the spread. US figures are the latest official prints (U.S. Treasury daily yield curve; BLS CPI-U). Indian CPI is the MoSPI headline (Combined, base 2024=100). Informational, not investment advice.
FD interest rates
Updated 17 Jun 2026, 10:30 AM| Bank | Tenure | Rate (p.a.) |
|---|---|---|
| SBI | 1 year | 6.80% |
| HDFC Bank | 1 year | 7.10% |
| ICICI Bank | 1 year | 7.00% |
| Axis Bank | 1 year | 7.10% |
| Kotak Mahindra | 1 year | 7.10% |
| Punjab National Bank | 1 year | 6.75% |
Small savings schemes
| Scheme | Rate | Note |
|---|---|---|
| PPF | 7.10% | FY 2026-27 |
| Sukanya Samriddhi | 8.20% | FY 2026-27 |
| Senior Citizens (SCSS) | 8.20% | FY 2026-27 |
| NSC | 7.70% | FY 2026-27 |
| Kisan Vikas Patra | 7.50% | matures in 115 months |
The “Rates today” cards above refresh live from official sources (RBI, U.S. Treasury, BLS). The per-bank FD and small-savings figures below are illustrative samples and may not reflect today’s published rates. Always confirm the current rate with the bank or India Post before investing.