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NEXMAXOSmart money decisions

Money Roadmap Planner

Turn your emergency fund, debt, protection and retirement into one prioritised plan — a health score, where each rupee of surplus should go, and the order to tackle things. Private to your browser.

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Demo data· Getting there

A planner for figures you enter. Estimates, not advice. Stays in your browser.

53/ 100
Getting thereyour overall financial health

How the score is built

Emergency fund9/25
Debt18/25
Protection0/15
Retirement11/20
Savings rate15/15
Monthly surplus

₹60,000

40% of income

Emergency target

₹5.40 L

₹3.40 L to go

High-interest debt

₹2.50 L

38% APR

Protection

Gap

no adequate cover yet

Your money

Retirement readiness comes from your Retirement Planner, 0–100.

Where your ₹60,000/month should go

Monthly

₹60,000

  • Emergency fund25%
  • Clear high-interest debt30%
  • Insurance / protection5%
  • Retirement & long-term25%
  • Goals & lifestyle15%
  • Emergency fund₹15,00025%
  • Clear high-interest debt₹18,00030%
  • Insurance / protection₹3,0005%
  • Retirement & long-term₹15,00025%
  • Goals & lifestyle₹9,00015%

Priority order: emergency buffer, then high-interest debt, protection, and long-term investing.

Your roadmap

  1. now

    Build your emergency fund

    ₹3.40 L to go of a ₹5.40 L target

    ≈ 23 months
  2. next

    Clear high-interest debt

    ₹2.50 L at 38% APR

    ≈ 19 months
  3. next

    Close your protection gap

    Term life + health cover for your dependants

    this year
  4. later

    Grow retirement & goals

    Step up your long-term investing

    ongoing

Do this first

Build your emergency fund

₹3.40 L to go of a ₹5.40 L target

Partner offer · we may earn a commission · how this works

Start investing in mutual funds

Open a free account with ICICI Prudential AMC and start an SIP online. ICICI Prudential Mutual Fund, at no extra cost to you.

Once your buffer and high-interest debt are handled, a low-cost SIP does the long-term lifting.

Start investing

Track your financial health over time

Pro

Save a snapshot on each visit and watch your health score move — the change since last time, the change since you started, and where you're improving.

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A prioritised guide built from the figures you enter — the order (emergency → debt → protection → investing) is a widely-used rule of thumb, not personal advice. Your data stays in this browser.

Partner offer· we may earn a commission

Start investing in mutual funds

Open a free account with ICICI Prudential AMC and start an SIP online. · ICICI Prudential Mutual Fund, at no extra cost to you.

Start investing