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NEXMAXOSmart money decisions

Planners

Tools that go beyond a single calculation — plan a goal, compare scenarios and track your progress. Free, private, and no signup. More planners arrive over time.

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Wealth Manager

List everything you own — FDs, stocks, mutual funds, property, gold, PPF — and see each holding's return and CAGR, your total net worth and allocation, plus a projection of your wealth decades ahead.

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Debt Payoff Planner

List your credit cards and loans, add an extra payment, and see how fast the avalanche or snowball method gets you debt-free — and how much interest and time it saves.

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Insurance Protection Planner

A full protection-gap analysis across life, health, critical illness, personal accident and disability income — how much cover a household like yours needs, and where your gaps are.

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Goal Planner

Set your life goals — a home, your child's education, a car, retirement — and see the future cost after inflation, the monthly SIP each one needs, and whether you're on track.

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Retirement Planner

See the corpus you'll need, what your savings and SIP will actually grow to, your funding gap, and how long the money lasts — plus what changes if you retire at 50, 55, 60 or 65.

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Home Buying Planner

See your EMI and EMI-to-income, whether a home is affordable now or worth waiting for, how buying compares to renting over the years, and how far off your down payment is.

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Emergency Fund Planner

Size your safety net from your real risks — job stability, dependants, EMIs, health cover — not a generic six months. See your target, your gap, stress tests and where to keep it.

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FIRE Planner

Financial Independence, Retire Early — your FIRE number, the age you'd reach it, your savings rate and Coast point, plus Lean, Fat and Barista variants and what moves the date fastest.

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Prepay vs Invest Planner

Should a lump sum and monthly surplus clear your loan or get invested? Four strategies simulated over your loan term, with the break-even return investing must beat to win.

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Child Education Planner

Add each stage — school, undergraduate, postgraduate, overseas — with its own cost and education inflation, and see the future cost, the SIP to fund it all, and how much starting early saves.

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Money Roadmap Planner

Turn your emergency fund, debt, protection and retirement into one prioritised plan — a financial-health score, where each rupee of surplus should go, and the order to tackle things.

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Tax & Investment Planner

Compare the old and new regimes for FY 2026-27 side by side, track your 80C / 80D / NPS deductions against their caps, and see your remaining tax-saving headroom and key dates.

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Strategy Lab

Track a portfolio of trading strategies — daily P&L, equity curves, win rate, profit factor, drawdown, a monthly heatmap and a correlation matrix. Your data stays in your browser.

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Embed our calculators

Add a free, interactive SIP, EMI or FD calculator to your own website or blog with one line of HTML. No signup.

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On the roadmap

More planners are on the way. Here's what we're building next.