Cash Flow Planner
Plan your money before you spend it. Forecast your balance day by day, see which week is tightest, know how much is safe to spend, and get warned before a shortfall — all from figures you enter, never connected to your bank.
A forecast from the income and expenses you enter — a plan, not advice, and never connected to your bank. Everything stays in your browser. Templates: Excel or .
₹1.25 L
Start of July
₹2.40 L
5 sources
₹1.48 L
12 payments
₹52,000
5 transfers
₹1.65 L
End of July
₹60,000
after commitments
You stay above your ₹25,000 safe buffer all month.
Current balance₹1,31,300
Upcoming Commitments-₹46,300
Minimum safety buffer-₹25,000
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Upcoming Commitments
next payments- Car insurance17 Jul · Financial-₹12,000
- Recurring deposit18 Jul · Goals-₹4,000
- Emergency fund top-up20 Jul · Goals-₹8,000
- Entertainment21 Jul · Lifestyle-₹3,500
- Digital gold22 Jul · Goals-₹3,000
- School fees23 Jul · Essential-₹6,500
- Miscellaneous24 Jul · Other-₹8,000
- Dining out29 Jul · Lifestyle-₹7,500
Income Summary
₹2.40 L- Salary₹1.20 L50%
- Business₹85,00035%
- Freelance₹25,00010%
- Other Income₹10,0004%
Expense Summary
₹1.48 L- Essential₹72,00049%
- Financial₹44,00030%
- Lifestyle₹24,00016%
- Other₹8,0005%
Total allocated: 100% · drag to rebalance.
- Several payments clustered₹1.21 L across 6 payments falls between 3 Jul and 8 Jul.
- Income expected₹85k (Client payment — Acme) expected on 15 Jul.
- On trackYou stay above your ₹25k safety buffer all month — projected to close at ₹1.65 L.
Impact this month
Move a slider to model a decision and see its effect on your month.
Scenarios adjust a copy of your plan — your real data isn't changed. Estimates, not advice.
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