Financial Health Checkup
How healthy are your finances, really? Enter a few numbers and get an honest score across the pillars that matter — then jump straight into the planner that fixes each gap. A 2-minute self-check, not advice.
Monthly expenses = living costs, not counting EMIs or investing. Corpus = everything invested for the long term (MF, stocks, EPF, PPF, NPS).
A reasonable start, but a few important gaps are holding you back.
Your next 3 moves
- 1Aim for ~1.4× your annual income invested by your age. Goal Planner →
- 2Target 10–15× your annual income in pure term cover. Insurance Coverage Checker →
- 3Build towards 6 months of essentials. Emergency Fund Planner →
You keep a healthy slice of every pay-cheque.
Too thin — an unexpected bill could push you into debt.
Fix this in Emergency Fund PlannerManageable, but a large share of income is committed.
Building, but behind where the rule of thumb suggests.
Fix this in Goal PlannerSome cover, but likely short of what your dependents would need.
Fix this in Insurance Coverage CheckerCovered, but a big claim could still hurt.
Fix this in Insurance Coverage CheckerAn educational self-check based on common rules of thumb (e.g. save 20%, 3–6 months of emergency cover, 10–15× income in term life) and the figures you enter — not personalised financial advice. Everything stays in your browser.
Start investing in mutual funds
Open a free account with ICICI Prudential AMC and start an SIP online. · ICICI Prudential Mutual Fund, at no extra cost to you.