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Insurance Protection Planner

A protection-gap analysis across life, health, critical illness, personal accident and disability income — how much cover a household like yours needs, and where your gaps are. Private to your browser.

Demo data

An educational estimate from what you enter. Not advice. Stays in your browser.

Your protection score

Largely unprotected
13/ 100
Largely unprotectedWell protected

Estimated gaps of ₹2.25 Cr in life cover and ₹20.00 L in health cover.

Life (term) cover

Under-insured

Cover typically needed

₹2.75 Cr

≈18× your annual income

Your cover today

₹50.00 L

18% of the estimate

Estimated additional term cover to consider

₹2.25 Cr

18% of the estimated need is covered today.

Income to replace (15 yrs)
₹2.25 Cr
Loans to clear
₹30.00 L
Future goals
₹40.00 L
Less existing savings
− ₹20.00 L
Estimated cover needed
₹2.75 Cr
Partner offer · we may earn a commission · how this works

Protect your family with term life cover

Compare and buy a term insurance plan from Axis Max Life online. Axis Max Life Insurance, at no extra cost to you.

Your estimated term gap: ₹2.25 Cr of cover.

Get term cover

Health cover

Under-insured

Cover typically needed

₹25.00 L

for a 4-member metro household, eldest 62

Your cover today

₹5.00 L

20% of the estimate

Estimated additional health cover to consider

₹20.00 L

20% of the estimated need is covered today.

Estimated from a typical family floater for a 4-member metro household, eldest 62. Real premiums depend on age, health and the insurer.

Partner offer · we may earn a commission · how this works

Bajaj General Insurance — Health

Compare and buy family health cover online. Bajaj General Insurance, at no extra cost to you.

Your estimated health gap: ₹20.00 L of cover.

View health plans

Your full protection

Every line of cover, side by side — what a household like yours typically needs, what you hold, and the gap.

Line of coverRecommendedYou haveGapStatus
Life (term)₹2.75 Cr₹50.00 L₹2.25 CrGap
Health₹25.00 L₹5.00 L₹20.00 LGap
Critical illness₹50.00 L₹0₹50.00 LNot covered
Personal accident₹1.50 Cr₹25.00 L₹1.25 CrGap
Disability income₹42,000/mo₹0/mo₹42,000/moNot covered
How your life cover builds up
Income replacement₹2.25 Cr
Clear loans₹30.00 L
Fund goals₹40.00 L
Less existing savings₹20.00 L
Total cover needed₹2.75 Cr

Your details

Everything updates live. Rough round numbers are fine — this is an estimate.

Life (term)
Health
Wider protection

Not insurance or financial advice. A rough estimate from the details you enter — the actual cover you need depends on your circumstances; a term/health premium depends on age, health and insurer. Get an exact quote. Your data stays in this browser.

Partner offer· we may earn a commission

Protect your family with term life cover

Compare and buy a term insurance plan from Axis Max Life online. · Axis Max Life Insurance, at no extra cost to you.

Get term cover