Reviews
Independent, dated reviews of India's popular credit cards and demat accounts — the real fees, rewards and charges, with each figure sourced from the provider.
Credit card reviews
Compare by use case →Fees, reward rates and who each card suits — verified as of June 2026.
IndianOil RBL Bank XTRA Credit Card review₹1,500 + GST (waived on ₹2.75L annual spend)BPCL SBI Card OCTANE review₹1,499 + GST (reversed on ₹2L annual spend)IndianOil HDFC Bank Credit Card review₹500 + GST (waived on ₹50,000 annual spend)SBI Cashback Credit Card review₹999 + GST (waived on ₹2L annual spend)Amazon Pay ICICI Bank Credit Card reviewNil — lifetime-freeFlipkart Axis Bank Credit Card review₹500 + GST (waived on ₹3.5L annual spend)HDFC Bank Regalia Gold Credit Card review₹2,500 + GST (waived on ₹4L annual spend)Scapia Federal Bank Credit Card reviewNil — lifetime-freeAmerican Express Platinum Travel Credit Card review₹5,000 + GST (no spend-based waiver)IDFC FIRST Millennia Credit Card reviewNil — lifetime-freeAU Bank LIT Credit Card reviewNil base (optional packs ₹49–₹399)SBI SimplyCLICK Credit Card review₹499 + GST joining and ₹499 + GST annual renewal (renewal waived on ₹1 lakh annual spend)SBI SimplySAVE Credit Card review₹499 + GST joining and ₹499 + GST annual renewal (renewal waived on ₹1 lakh annual spend)SBI Card PRIME review₹2,999 + GST joining and ₹2,999 + GST annual/renewal (renewal fee waived on ₹3 lakh annual spend)SBI Card ELITE review₹4,999 + GST joining and renewal; renewal fee waived on annual spends of ₹10 lakh or moreRBL Bank World Safari Credit Card review₹3,000 + GST joining and annual/renewal fee (no spend-based waiver)RBL Bank ShopRite Credit Card reviewJoining fee nil; annual fee ₹500 + GST (waived on ₹1.5L annual spend)BOBCARD Etihad Guest Credit Card review₹2,500 + GST joining and annual fee (annual fee waived on ₹3 lakh annual spend)Flipkart SBI Card review₹500 + GST joining; ₹500 + GST annual renewal (renewal reversed on ₹3.5 lakh annual spend)RBL Bank Cookies Credit Card review₹100 + GST monthly membership fee (no separate joining fee); waived for the next month on spending ₹5,000+ in a calendar month.IRCTC RBL Bank Credit Card review₹500 + GST joining fee; ₹500 + GST annual/renewal fee (no spend-based waiver advertised)RBL Bank Play Credit Card review₹500 + GST joining and annual fee (annual fee waived on ₹1.5 lakh annual spend; free for BookMyShow SuperStar members).IndusInd Bank Platinum Aura Edge Credit Card review₹0 joining + ₹0 annual (lifetime free; no spend-based waiver needed)Equitas Tiga Credit Card review₹500 + GST joining/annual fee (waived on ≈₹1.2 lakh annual spend; first-year fee often waived as a limited-period offer)Federal Bank Celesta Credit Card reviewNil joining + Nil annual fee (lifetime free; limited-period offer, no spend waiver needed)YES Bank POP-CLUB Credit Card reviewJoining nil; annual ₹399 + GST (waived on ₹1.5L annual spend). Lifetime-free promo currently running until 31 March 2027.
Demat & trading account reviews
Compare all brokers →Brokerage, DP charges, AMC and pros & cons — verified as of Jun 2026.
Zerodha review₹0 brokerage deliveryUpstox review₹20 per order deliveryAngel One review₹20 or 0.1%, lower (min ₹5) deliveryGroww review₹20 or 0.1%, lower (min ₹5) deliveryICICI Direct review0.29% (no cap) deliveryFyers review₹20 or 0.3%, lower deliveryDhan review₹0 brokerage delivery5paisa review₹20 flat per order delivery
Personal loan reviews
Compare all lenders →Indicative rates, processing fees, eligibility and foreclosure terms — verified as of June 2026.
ICICI Bank personal loan reviewfrom 9.99% p.a.Axis Bank personal loan reviewfrom 9.99% p.a.HDFC Bank personal loan reviewfrom 9.99% p.a.IDFC FIRST Bank personal loan reviewfrom 9.99% p.a.State Bank of India personal loan reviewfrom 10% p.a.Bajaj Finserv personal loan reviewfrom 10% p.a.Kotak Mahindra Bank personal loan reviewfrom 10.99% p.a.Tata Capital personal loan reviewfrom 10.99% p.a.
Home loan reviews
Compare all lenders →Repo-linked rates, processing fees, eligibility and prepayment terms — verified as of June 2026.
Bank of Baroda home loan reviewfrom 7.2% p.a.State Bank of India home loan reviewfrom 7.25% p.a.Bajaj Housing Finance home loan reviewfrom 7.25% p.a.HDFC Bank home loan reviewfrom 7.75% p.a.LIC Housing Finance home loan reviewfrom 8% p.a.Kotak Mahindra Bank home loan reviewfrom 8.1% p.a.ICICI Bank home loan reviewfrom 8.5% p.a.Axis Bank home loan reviewfrom 8.75% p.a.