Amazon Pay ICICI Bank Credit Card review
Amazon regulars who want a genuinely no-fee everyday cashback card. Verified as of June 2026.
By NexMaxo Editorial Team · Terms verified June 2026 · confirm before applying
Apply links will be affiliate links once activated — we may earn a commission at no extra cost to you, and it never changes this review. How we make money →
At a glance
ICICI Bank · Visa · Lifetime-free
5% back on Amazon for Prime members (3% non-Prime), with no annual fee, ever.
- Annual fee
- Nil — lifetime-free
- Reward rate
- 5% Amazon (Prime) / 3% (non-Prime); 2% partners; 1% else; no cap
- Lifetime-free
- Yes
- Network
- Visa
- Eligibility
- 21+ yrs; salaried ₹20k+/mo or self-employed ₹30k+/mo (invite-based)
Why it stands out
- Lifetime-free — no joining or annual fee, ever
- 5% on Amazon (Prime) / 3% (non-Prime), 2% at Amazon Pay partners, 1% on the rest
- No reward cap; cashback credited as Amazon Pay balance
Good to know
- It's genuinely lifetime-free — no joining or annual fee, so there's no minimum spend just to avoid a fee.
- Accelerated rewards are usually capped — check the monthly/quarterly caps in the reward rate above before counting on them.
- Issuers revise card terms often, so confirm the current fees, rewards and eligibility on ICICI Bank's official page before applying.
How it compares
See it ranked against similar cards in our best cashback credit cards and best lifetime-free credit cards roundup.
Amazon Pay ICICI Bank Credit Card — FAQs
Yes. The Amazon Pay ICICI Bank Credit Card has no joining fee and no annual fee for the life of the card, so you never pay just to hold it. Always confirm on ICICI Bank's page, as issuers occasionally add fees.
Nil — lifetime-free. Fees are dated as of June 2026 and can change — check the current schedule of charges on ICICI Bank's official page before applying.
5% back on Amazon for Prime members (3% non-Prime), with no annual fee, ever. In detail: 5% Amazon (Prime) / 3% (non-Prime); 2% partners; 1% else; no cap. Reward values and caps are indicative and set by the issuer.
Amazon regulars who want a genuinely no-fee everyday cashback card. Eligibility is broadly 21+ yrs; salaried ₹20k+/mo or self-employed ₹30k+/mo (invite-based). It's not advice — pick a card that fits your own spending and confirm you qualify on the issuer's page.
This is an informational review, not financial advice or a recommendation to apply. Card terms change often — confirm current fees, reward rates and eligibility on ICICI Bank's official page before applying. Using credit responsibly and paying your bill in full avoids interest.