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Flipkart Axis Bank Credit Card review

Flipkart and Myntra shoppers who also use Swiggy, Uber and PVR. Verified as of June 2026.

By NexMaxo Editorial Team · Terms verified June 2026 · confirm before applying

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At a glance

Axis Bank · Mastercard

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5% on Flipkart & Cleartrip, 7.5% on Myntra, 4% on Swiggy/Uber/PVR/Cult.fit.

Annual fee
₹500 + GST (waived on ₹3.5L annual spend)
Reward rate
5% Flipkart/Cleartrip, 7.5% Myntra (capped); 4% partners; 1% else
Lifetime-free
No
Network
Mastercard
Eligibility
18–70 yrs; ≈₹15,000+/mo (aggregator-sourced)

Why it stands out

  • 5% cashback on Flipkart & Cleartrip, 7.5% on Myntra (each cap ₹4,000/quarter)
  • 4% unlimited on Swiggy, Uber, PVR & Cult.fit; 1% on other eligible spends
  • Annual fee waived on ₹3.5L annual spend

Good to know

  • It isn't lifetime-free — the annual fee (₹500 + GST (waived on ₹3.5L annual spend)) applies unless you meet the spend-based waiver.
  • Accelerated rewards are usually capped — check the monthly/quarterly caps in the reward rate above before counting on them.
  • Issuers revise card terms often, so confirm the current fees, rewards and eligibility on Axis Bank's official page before applying.
View full terms on Axis Bank

How it compares

See it ranked against similar cards in our best cashback credit cards roundup.

Flipkart Axis Bank Credit Card — FAQs

No. The Flipkart Axis Bank Credit Card carries a fee — ₹500 + GST (waived on ₹3.5L annual spend). That fee is typically refunded only if you meet a spend threshold, so it's a spend-based waiver rather than a genuine lifetime-free card.

This is an informational review, not financial advice or a recommendation to apply. Card terms change often — confirm current fees, reward rates and eligibility on Axis Bank's official page before applying. Using credit responsibly and paying your bill in full avoids interest.