Retirement Planner
See the corpus you'll need, what your plan will actually grow to, your gap, and the SIP to close it — plus how long your money lasts and what changes if you retire earlier or later. Private to your browser.
A planner for figures you enter. Estimates, not advice. Stays in your browser.
₹6.17 Cr
to fund the plan
₹3.97 Cr
at your current pace
₹2.20 Cr
short of target
₹45,440
to fully fund the plan
Years to retire
20
Years in retirement
25
Spend at retirement
₹2.24 L/mo
Your details
Corpus projection
Your corpus is projected to run out at age 74 — 11 years before life expectancy.
Income after retirement
Sustainable income (today's money)
₹43,667/mo
At retirement
₹1.40 L/mo
Depletion age
74
Projected legacy
₹0
What the corpus is for
Required
₹6.17 Cr
- Living expenses81%
- Healthcare14%
- Emergency buffer4%
- Legacy1%
Retire at a different age
| Metric | Age 50At risk | Age 55Needs work | Age 60Needs work | Age 65On track |
|---|---|---|---|---|
| Readiness | 26% | 41% | 64% | 100% |
| Required corpus | ₹4.51 Cr | ₹5.34 Cr | ₹6.17 Cr | ₹6.87 Cr |
| SIP needed / mo | ₹1.73 L | ₹89,033 | ₹45,440 | ₹19,053 |
| Lasts to life expectancy | No | No | No | No |
Same savings and expenses — only the retirement age changes.
What would move the needle
- Invest ₹25,440/mo morecloses the gap
- Retire 5 years laterreadiness 100%
- Trim retirement expenses 10%readiness 70%
Start investing in mutual funds
Open a free account with ICICI Prudential AMC and start an SIP online. ICICI Prudential Mutual Fund, at no extra cost to you.
To close your retirement gap you'd invest about ₹45,440/month.
Not investment advice. A retirement estimate from the ages, expenses and rates you enter — returns aren't guaranteed and costs can rise faster than assumed. Your data stays in this browser.
Start investing in mutual funds
Open a free account with ICICI Prudential AMC and start an SIP online. · ICICI Prudential Mutual Fund, at no extra cost to you.