RBL Bank Cookies Credit Card review
First-time / entry-level cardholders who spend at least ₹5,000 a month (to waive the fee) on Zomato, Uber and Myntra and want simple 10% app cashback. Verified as of June 2026.
By NexMaxo Editorial Team · Terms verified June 2026 · confirm before applying
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At a glance
RBL Bank · Visa
10% cashback on Zomato, Uber and Myntra, capped at ₹300 per brand and ₹900 total per calendar month (min ₹100/txn).
- Annual fee
- ₹100 + GST monthly membership fee (no separate joining fee); waived for the next month on spending ₹5,000+ in a calendar month.
- Reward rate
- 5 Reward Points per ₹100 online, 1 RP per ₹100 offline on eligible categories; 1 RP = approx ₹0.20-0.25 (official page states up to ₹0.20, aggregators cite ₹0.25); ₹99 + GST redemption fee.
- Lifetime-free
- No
- Network
- Visa
- Eligibility
- Approx age 21-65; salaried or self-employed with a good credit score (income not officially specified; PAN + Aadhaar required).
Why it stands out
- 10% cashback on Zomato, Uber and Myntra (cap ₹300/brand, ₹900/month total)
- 10% instant discount up to ₹300/month on BookMyShow movie tickets (once a month)
- Fuel surcharge waiver on fuel spends ₹500-4,000 (cap ₹150/month)
Good to know
- It isn't lifetime-free — the annual fee (₹100 + GST monthly membership fee (no separate joining fee); waived for the next month on spending ₹5,000+ in a calendar month.) applies unless you meet the spend-based waiver.
- Accelerated rewards are usually capped — check the monthly/quarterly caps in the reward rate above before counting on them.
- Issuers revise card terms often, so confirm the current fees, rewards and eligibility on RBL Bank's official page before applying.
How it compares
See it ranked against similar cards in our best cashback credit cards roundup.
RBL Bank Cookies Credit Card — FAQs
No. The RBL Bank Cookies Credit Card carries a fee — ₹100 + GST monthly membership fee (no separate joining fee); waived for the next month on spending ₹5,000+ in a calendar month.. That fee is typically refunded only if you meet a spend threshold, so it's a spend-based waiver rather than a genuine lifetime-free card.
₹100 + GST monthly membership fee (no separate joining fee); waived for the next month on spending ₹5,000+ in a calendar month.. Fees are dated as of June 2026 and can change — check the current schedule of charges on RBL Bank's official page before applying.
10% cashback on Zomato, Uber and Myntra, capped at ₹300 per brand and ₹900 total per calendar month (min ₹100/txn). In detail: 5 Reward Points per ₹100 online, 1 RP per ₹100 offline on eligible categories; 1 RP = approx ₹0.20-0.25 (official page states up to ₹0.20, aggregators cite ₹0.25); ₹99 + GST redemption fee.. Reward values and caps are indicative and set by the issuer.
First-time / entry-level cardholders who spend at least ₹5,000 a month (to waive the fee) on Zomato, Uber and Myntra and want simple 10% app cashback. Eligibility is broadly Approx age 21-65; salaried or self-employed with a good credit score (income not officially specified; PAN + Aadhaar required).. It's not advice — pick a card that fits your own spending and confirm you qualify on the issuer's page.
This is an informational review, not financial advice or a recommendation to apply. Card terms change often — confirm current fees, reward rates and eligibility on RBL Bank's official page before applying. Using credit responsibly and paying your bill in full avoids interest.