RBL Bank ShopRite Credit Card review
Households who spend heavily on grocery and want accelerated rewards plus a fuel surcharge waiver on a low-fee card (not a lifetime-free card, despite RBL listing it on its LTF page). Verified as of June 2026.
By NexMaxo Editorial Team · Terms verified June 2026 · confirm before applying
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At a glance
RBL Bank · Visa / Mastercard / RuPay
20 reward points per ₹100 on grocery spends (capped at 1,000 RP/month, i.e. ~₹250/month value at 1 RP = ₹0.25)
- Annual fee
- Joining fee nil; annual fee ₹500 + GST (waived on ₹1.5L annual spend)
- Reward rate
- 20 RP/₹100 on grocery (cap 1,000 RP/month); 1 RP/₹100 on other categories; 1 RP = ₹0.25
- Lifetime-free
- No
- Network
- Visa / Mastercard / RuPay
- Eligibility
- Age 18-65; regular income source (approx, aggregator-sourced; RBL doesn't publish a fixed minimum income)
Why it stands out
- 20 RP per ₹100 on grocery (cap 1,000 RP/month); 1 RP per ₹100 on other spends
- 1% fuel surcharge waiver on transactions ₹500-₹4,000 (max ₹100/month)
- 10% off on BookMyShow movie tickets (max ₹100, up to 15 times/year) + 2,000 RP welcome bonus on first txn within 30 days
Good to know
- It isn't lifetime-free — the annual fee (Joining fee nil; annual fee ₹500 + GST (waived on ₹1.5L annual spend)) applies unless you meet the spend-based waiver.
- Accelerated rewards are usually capped — check the monthly/quarterly caps in the reward rate above before counting on them.
- Issuers revise card terms often, so confirm the current fees, rewards and eligibility on RBL Bank's official page before applying.
How it compares
See it ranked against similar cards in our best fuel credit cards and best cashback credit cards roundup.
RBL Bank ShopRite Credit Card — FAQs
No. The RBL Bank ShopRite Credit Card carries a fee — Joining fee nil; annual fee ₹500 + GST (waived on ₹1.5L annual spend). That fee is typically refunded only if you meet a spend threshold, so it's a spend-based waiver rather than a genuine lifetime-free card.
Joining fee nil; annual fee ₹500 + GST (waived on ₹1.5L annual spend). Fees are dated as of June 2026 and can change — check the current schedule of charges on RBL Bank's official page before applying.
20 reward points per ₹100 on grocery spends (capped at 1,000 RP/month, i.e. ~₹250/month value at 1 RP = ₹0.25) In detail: 20 RP/₹100 on grocery (cap 1,000 RP/month); 1 RP/₹100 on other categories; 1 RP = ₹0.25. Reward values and caps are indicative and set by the issuer.
Households who spend heavily on grocery and want accelerated rewards plus a fuel surcharge waiver on a low-fee card (not a lifetime-free card, despite RBL listing it on its LTF page). Eligibility is broadly Age 18-65; regular income source (approx, aggregator-sourced; RBL doesn't publish a fixed minimum income). It's not advice — pick a card that fits your own spending and confirm you qualify on the issuer's page.
This is an informational review, not financial advice or a recommendation to apply. Card terms change often — confirm current fees, reward rates and eligibility on RBL Bank's official page before applying. Using credit responsibly and paying your bill in full avoids interest.