RBL Bank World Safari Credit Card vs SBI Card PRIME
How RBL Bank World Safari Credit Card and SBI Card PRIME compare on fees, rewards and eligibility — verified as of June 2026.
By NexMaxo Editorial Team · Terms verified June 2026
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Quick take
Neither is lifetime-free: RBL Bank World Safari Credit Card costs ₹3,000 + GST joining and annual/renewal fee (no spend-based waiver) and SBI Card PRIME costs ₹2,999 + GST joining and ₹2,999 + GST annual/renewal (renewal fee waived on ₹3 lakh annual spend) — both waivable on spend, so the rewards decide it.
RBL Bank World Safari Credit Card — better for frequent international travellers who want zero forex markup plus priority pass lounge access and travel-category accelerated rewards.
SBI Card PRIME — better for mid-to-high spenders who put ₹3l+/year through one card and want lounge access plus strong dining/grocery rewards and milestone vouchers.
Side by side
| RBL Bank World Safari Credit CardRBL Bank | SBI Card PRIMESBI Card | |
|---|---|---|
| Annual fee | ₹3,000 + GST joining and annual/renewal fee (no spend-based waiver) | ₹2,999 + GST joining and ₹2,999 + GST annual/renewal (renewal fee waived on ₹3 lakh annual spend) |
| Reward rate | 5 RP/₹100 on travel; 2 RP/₹100 on other domestic retail; no points on international spends; 1 RP = ₹0.25. Milestone bonuses: 10,000 RP at ₹2.5L, 15,000 RP at ₹5L, ₹10,000 voucher at ₹7.5L annual spend. | 10 RP/₹100 on dining, groceries, movies and departmental stores; 2 RP/₹100 on all other spends; 1 RP = ₹0.25 (accelerated points reportedly capped ~7,500 RP/month) |
| Lifetime-free | No | No |
| Network | Mastercard | Visa / Mastercard / RuPay / American Express |
| Eligibility | approx 21+ years; salaried or self-employed with stable income (specific income figure not published by issuer) | Age approx 18-80 years; income criteria not officially published (aggregator-sourced, approx) |
| Best for | Frequent international travellers who want zero forex markup plus Priority Pass lounge access and travel-category accelerated rewards. | Mid-to-high spenders who put ₹3L+/year through one card and want lounge access plus strong dining/grocery rewards and milestone vouchers. |
RBL Bank World Safari Credit Card
- 0% forex markup on all international transactions
- 5 Travel Points/₹100 on travel spends; 2 RP/₹100 on other domestic retail (1 RP = ₹0.25)
- 2 international lounge visits/yr via Priority Pass + 2 domestic lounge visits/quarter on ₹35,000 prior-quarter spend
SBI Card PRIME
- 10 RP/₹100 on dining, groceries, movies and departmental stores; 2 RP/₹100 elsewhere (1 RP = ₹0.25)
- 8 complimentary domestic + 4 international Priority Pass lounge visits/year (capped 2/quarter each)
- Milestone vouchers: ₹1,000 Pizza Hut e-voucher on ₹50,000 quarterly spend + ₹7,000 Yatra/Pantaloons voucher on ₹5L annual spend
RBL Bank World Safari Credit Card vs SBI Card PRIME — FAQs
Neither is universally better. RBL Bank World Safari Credit Card suits frequent international travellers who want zero forex markup plus priority pass lounge access and travel-category accelerated rewards. SBI Card PRIME suits mid-to-high spenders who put ₹3l+/year through one card and want lounge access plus strong dining/grocery rewards and milestone vouchers. Compare the annual fee and reward rate above against your own spending — that's what decides it.
Neither is lifetime-free: RBL Bank World Safari Credit Card costs ₹3,000 + GST joining and annual/renewal fee (no spend-based waiver) and SBI Card PRIME costs ₹2,999 + GST joining and ₹2,999 + GST annual/renewal (renewal fee waived on ₹3 lakh annual spend) — both waivable on spend, so the rewards decide it. On rewards, RBL Bank World Safari Credit Card gives 0% forex markup on all foreign currency spends (saves ~3.5% + gst vs typical cards) whereas SBI Card PRIME gives 10 reward points per ₹100 on dining, groceries, movies and departmental stores (1 rp = ₹0.25, so ~2.5% value) plus ₹3,000 welcome voucher.
RBL Bank World Safari Credit Card: ₹3,000 + GST joining and annual/renewal fee (no spend-based waiver). SBI Card PRIME: ₹2,999 + GST joining and ₹2,999 + GST annual/renewal (renewal fee waived on ₹3 lakh annual spend). Both fees can usually be waived on annual spend — check the thresholds on each issuer's page.
This is an informational comparison, not financial advice. Card terms change often — confirm current fees, rewards and eligibility on each issuer's official page before applying. Pay your bill in full to avoid interest.