Equitas Tiga Credit Card vs RBL Bank Play Credit Card
How Equitas Tiga Credit Card and RBL Bank Play Credit Card compare on fees, rewards and eligibility — verified as of June 2026.
By NexMaxo Editorial Team · Terms verified June 2026
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Quick take
Neither is lifetime-free: Equitas Tiga Credit Card costs ₹500 + GST joining/annual fee (waived on ≈₹1.2 lakh annual spend; first-year fee often waived as a limited-period offer) and RBL Bank Play Credit Card costs ₹500 + GST joining and annual fee (annual fee waived on ₹1.5 lakh annual spend; free for BookMyShow SuperStar members). — both waivable on spend, so the rewards decide it.
Equitas Tiga Credit Card — better for upi-heavy spenders who want 3x reward points on upi and contactless payments on a low-fee card they can keep effectively free by clearing the annual-spend waiver.
RBL Bank Play Credit Card — better for frequent bookmyshow users who spend at least ₹5,000/month and want free movie/event tickets rather than general cashback.
Side by side
| Equitas Tiga Credit CardEquitas Small Finance Bank | RBL Bank Play Credit CardRBL Bank | |
|---|---|---|
| Annual fee | ₹500 + GST joining/annual fee (waived on ≈₹1.2 lakh annual spend; first-year fee often waived as a limited-period offer) | ₹500 + GST joining and annual fee (annual fee waived on ₹1.5 lakh annual spend; free for BookMyShow SuperStar members). |
| Reward rate | 3 RP/₹100 on UPI, contactless and Pay-by-3 spends; 1 RP/₹100 on other spends; 1 RP = ₹0.15 (vouchers/products/travel) or ₹0.10 (cashback/Insta Redemption). | No general cashback/reward points; benefit is 2 BookMyShow tickets worth up to ₹250 each per month (up to ₹500) on ₹5,000 monthly spend, plus ₹100 F&B discount on movie bookings. |
| Lifetime-free | No | No |
| Network | RuPay / Visa | Visa / Mastercard |
| Eligibility | Approx age 22+, salaried with minimum income about ₹35,000/month (approx ₹5L annual); aggregator-sourced. | Min age 21 (18 for add-on); stable income required, approx ₹25,000/month net for salaried or ₹3 lakh/year for self-employed (income figures aggregator-sourced, approx). |
| Best for | UPI-heavy spenders who want 3X reward points on UPI and contactless payments on a low-fee card they can keep effectively free by clearing the annual-spend waiver. | Frequent BookMyShow users who spend at least ₹5,000/month and want free movie/event tickets rather than general cashback. |
Equitas Tiga Credit Card
- 3 RP/₹100 on UPI, contactless and Pay-by-3 EMI merchant spends; 1 RP/₹100 on other eligible spends (no rewards on rent, wallet loads, fuel or government spends)
- ₹500 + GST joining/annual fee, waivable on ≈₹1.2 lakh annual spend (issuer figure); often issued with the first-year fee waived
- 1% fuel surcharge waiver on fuel transactions of ₹500 to ₹3,000, capped at ₹100 per statement cycle; Pay-by-3 lets you split select-merchant purchases into 3-month low-cost EMIs
RBL Bank Play Credit Card
- 2 free BookMyShow tickets up to ₹250 each on ₹5,000 monthly spend (excludes fuel, rent, wallet, insurance, utilities, govt)
- ₹500 welcome benefit on BookMyShow + ₹100 off F&B with movie bookings
- 1% fuel surcharge waiver on transactions of ₹500-4,000 (cap ₹100/month)
Equitas Tiga Credit Card vs RBL Bank Play Credit Card — FAQs
Neither is universally better. Equitas Tiga Credit Card suits upi-heavy spenders who want 3x reward points on upi and contactless payments on a low-fee card they can keep effectively free by clearing the annual-spend waiver. RBL Bank Play Credit Card suits frequent bookmyshow users who spend at least ₹5,000/month and want free movie/event tickets rather than general cashback. Compare the annual fee and reward rate above against your own spending — that's what decides it.
Neither is lifetime-free: Equitas Tiga Credit Card costs ₹500 + GST joining/annual fee (waived on ≈₹1.2 lakh annual spend; first-year fee often waived as a limited-period offer) and RBL Bank Play Credit Card costs ₹500 + GST joining and annual fee (annual fee waived on ₹1.5 lakh annual spend; free for BookMyShow SuperStar members). — both waivable on spend, so the rewards decide it. On rewards, Equitas Tiga Credit Card gives 3 reward points per ₹100 (3x base) on upi, contactless and pay-by-3 merchant spends; 1 rp per ₹100 on other spends. whereas RBL Bank Play Credit Card gives 2 complimentary movie/non-movie tickets (up to ₹250 each, so up to ₹500/month) on spending ₹5,000 in a billing cycle.
Equitas Tiga Credit Card: ₹500 + GST joining/annual fee (waived on ≈₹1.2 lakh annual spend; first-year fee often waived as a limited-period offer). RBL Bank Play Credit Card: ₹500 + GST joining and annual fee (annual fee waived on ₹1.5 lakh annual spend; free for BookMyShow SuperStar members).. Both fees can usually be waived on annual spend — check the thresholds on each issuer's page.
This is an informational comparison, not financial advice. Card terms change often — confirm current fees, rewards and eligibility on each issuer's official page before applying. Pay your bill in full to avoid interest.