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IndusInd Bank Platinum Aura Edge Credit Card vs RBL Bank Play Credit Card

How IndusInd Bank Platinum Aura Edge Credit Card and RBL Bank Play Credit Card compare on fees, rewards and eligibility — verified as of June 2026.

By NexMaxo Editorial Team · Terms verified June 2026

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Quick take

IndusInd Bank Platinum Aura Edge Credit Card is lifetime-free, while RBL Bank Play Credit Card carries a fee (₹500 + GST joining and annual fee (annual fee waived on ₹1.5 lakh annual spend; free for BookMyShow SuperStar members).). If you won't reliably hit RBL Bank Play Credit Card's waiver spend, IndusInd Bank Platinum Aura Edge Credit Card is the cheaper card to keep.

IndusInd Bank Platinum Aura Edge Credit Card — better for someone who wants a genuinely no-fee (lifetime-free) card and is happy to pick one spend category (shopping, groceries, travel or dining) to earn a boosted reward rate on it.

RBL Bank Play Credit Card — better for frequent bookmyshow users who spend at least ₹5,000/month and want free movie/event tickets rather than general cashback.

Side by side

IndusInd Bank Platinum Aura Edge Credit CardIndusInd BankRBL Bank Play Credit CardRBL Bank
Annual fee₹0 joining + ₹0 annual (lifetime free; no spend-based waiver needed)₹500 + GST joining and annual fee (annual fee waived on ₹1.5 lakh annual spend; free for BookMyShow SuperStar members).
Reward rate4 RP per ₹100 on chosen plan category (marketed as "up to 8X" vs 0.5 RP base), 0.5 RP per ₹100 on other spends; 1 RP = ₹0.40 on cash redemption (₹0.50 on catalogue), capped at 2,500 RP redeemable per month/cycleNo general cashback/reward points; benefit is 2 BookMyShow tickets worth up to ₹250 each per month (up to ₹500) on ₹5,000 monthly spend, plus ₹100 F&B discount on movie bookings.
Lifetime-freeYesNo
NetworkVisaVisa / Mastercard
EligibilityAge 18+ (approx); salaried or self-employed with steady income and good credit score (approx 750+); exact minimum income not officially publishedMin age 21 (18 for add-on); stable income required, approx ₹25,000/month net for salaried or ₹3 lakh/year for self-employed (income figures aggregator-sourced, approx).
Best forSomeone who wants a genuinely no-fee (lifetime-free) card and is happy to pick one spend category (shopping, groceries, travel or dining) to earn a boosted reward rate on it.Frequent BookMyShow users who spend at least ₹5,000/month and want free movie/event tickets rather than general cashback.

IndusInd Bank Platinum Aura Edge Credit Card

  • 4 RP/₹100 on your chosen plan category (Shop/Home/Travel/Party), 0.5 RP/₹100 elsewhere; 1 RP = ₹0.40 (cash), max 2,500 RP/cycle redeemable
  • 1% fuel surcharge waiver on fuel spends of approx ₹400 to ₹4,000 (capped approx ₹100/cycle)
  • No joining fee and no annual fee ever (lifetime free); complimentary air accident insurance up to ₹25 lakh
Read full IndusInd Bank Platinum Aura Edge Credit Card review

RBL Bank Play Credit Card

  • 2 free BookMyShow tickets up to ₹250 each on ₹5,000 monthly spend (excludes fuel, rent, wallet, insurance, utilities, govt)
  • ₹500 welcome benefit on BookMyShow + ₹100 off F&B with movie bookings
  • 1% fuel surcharge waiver on transactions of ₹500-4,000 (cap ₹100/month)
Read full RBL Bank Play Credit Card review
See both ranked among the best cashback credit cards

IndusInd Bank Platinum Aura Edge Credit Card vs RBL Bank Play Credit Card — FAQs

Neither is universally better. IndusInd Bank Platinum Aura Edge Credit Card suits someone who wants a genuinely no-fee (lifetime-free) card and is happy to pick one spend category (shopping, groceries, travel or dining) to earn a boosted reward rate on it. RBL Bank Play Credit Card suits frequent bookmyshow users who spend at least ₹5,000/month and want free movie/event tickets rather than general cashback. Compare the annual fee and reward rate above against your own spending — that's what decides it.

This is an informational comparison, not financial advice. Card terms change often — confirm current fees, rewards and eligibility on each issuer's official page before applying. Pay your bill in full to avoid interest.