RBL Bank Cookies Credit Card vs RBL Bank Play Credit Card
How RBL Bank Cookies Credit Card and RBL Bank Play Credit Card compare on fees, rewards and eligibility — verified as of June 2026.
By NexMaxo Editorial Team · Terms verified June 2026
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Quick take
Neither is lifetime-free: RBL Bank Cookies Credit Card costs ₹100 + GST monthly membership fee (no separate joining fee); waived for the next month on spending ₹5,000+ in a calendar month. and RBL Bank Play Credit Card costs ₹500 + GST joining and annual fee (annual fee waived on ₹1.5 lakh annual spend; free for BookMyShow SuperStar members). — both waivable on spend, so the rewards decide it.
RBL Bank Cookies Credit Card — better for first-time / entry-level cardholders who spend at least ₹5,000 a month (to waive the fee) on zomato, uber and myntra and want simple 10% app cashback.
RBL Bank Play Credit Card — better for frequent bookmyshow users who spend at least ₹5,000/month and want free movie/event tickets rather than general cashback.
Side by side
| RBL Bank Cookies Credit CardRBL Bank | RBL Bank Play Credit CardRBL Bank | |
|---|---|---|
| Annual fee | ₹100 + GST monthly membership fee (no separate joining fee); waived for the next month on spending ₹5,000+ in a calendar month. | ₹500 + GST joining and annual fee (annual fee waived on ₹1.5 lakh annual spend; free for BookMyShow SuperStar members). |
| Reward rate | 5 Reward Points per ₹100 online, 1 RP per ₹100 offline on eligible categories; 1 RP = approx ₹0.20-0.25 (official page states up to ₹0.20, aggregators cite ₹0.25); ₹99 + GST redemption fee. | No general cashback/reward points; benefit is 2 BookMyShow tickets worth up to ₹250 each per month (up to ₹500) on ₹5,000 monthly spend, plus ₹100 F&B discount on movie bookings. |
| Lifetime-free | No | No |
| Network | Visa | Visa / Mastercard |
| Eligibility | Approx age 21-65; salaried or self-employed with a good credit score (income not officially specified; PAN + Aadhaar required). | Min age 21 (18 for add-on); stable income required, approx ₹25,000/month net for salaried or ₹3 lakh/year for self-employed (income figures aggregator-sourced, approx). |
| Best for | First-time / entry-level cardholders who spend at least ₹5,000 a month (to waive the fee) on Zomato, Uber and Myntra and want simple 10% app cashback. | Frequent BookMyShow users who spend at least ₹5,000/month and want free movie/event tickets rather than general cashback. |
RBL Bank Cookies Credit Card
- 10% cashback on Zomato, Uber and Myntra (cap ₹300/brand, ₹900/month total)
- 10% instant discount up to ₹300/month on BookMyShow movie tickets (once a month)
- Fuel surcharge waiver on fuel spends ₹500-4,000 (cap ₹150/month)
RBL Bank Play Credit Card
- 2 free BookMyShow tickets up to ₹250 each on ₹5,000 monthly spend (excludes fuel, rent, wallet, insurance, utilities, govt)
- ₹500 welcome benefit on BookMyShow + ₹100 off F&B with movie bookings
- 1% fuel surcharge waiver on transactions of ₹500-4,000 (cap ₹100/month)
RBL Bank Cookies Credit Card vs RBL Bank Play Credit Card — FAQs
Neither is universally better. RBL Bank Cookies Credit Card suits first-time / entry-level cardholders who spend at least ₹5,000 a month (to waive the fee) on zomato, uber and myntra and want simple 10% app cashback. RBL Bank Play Credit Card suits frequent bookmyshow users who spend at least ₹5,000/month and want free movie/event tickets rather than general cashback. Compare the annual fee and reward rate above against your own spending — that's what decides it.
Neither is lifetime-free: RBL Bank Cookies Credit Card costs ₹100 + GST monthly membership fee (no separate joining fee); waived for the next month on spending ₹5,000+ in a calendar month. and RBL Bank Play Credit Card costs ₹500 + GST joining and annual fee (annual fee waived on ₹1.5 lakh annual spend; free for BookMyShow SuperStar members). — both waivable on spend, so the rewards decide it. On rewards, RBL Bank Cookies Credit Card gives 10% cashback on zomato, uber and myntra, capped at ₹300 per brand and ₹900 total per calendar month (min ₹100/txn). whereas RBL Bank Play Credit Card gives 2 complimentary movie/non-movie tickets (up to ₹250 each, so up to ₹500/month) on spending ₹5,000 in a billing cycle.
RBL Bank Cookies Credit Card: ₹100 + GST monthly membership fee (no separate joining fee); waived for the next month on spending ₹5,000+ in a calendar month.. RBL Bank Play Credit Card: ₹500 + GST joining and annual fee (annual fee waived on ₹1.5 lakh annual spend; free for BookMyShow SuperStar members).. Both fees can usually be waived on annual spend — check the thresholds on each issuer's page.
This is an informational comparison, not financial advice. Card terms change often — confirm current fees, rewards and eligibility on each issuer's official page before applying. Pay your bill in full to avoid interest.