Amazon Pay ICICI Bank Credit Card vs Flipkart Axis Bank Credit Card
How Amazon Pay ICICI Bank Credit Card and Flipkart Axis Bank Credit Card compare on fees, rewards and eligibility — verified as of June 2026.
By NexMaxo Editorial Team · Terms verified June 2026
Apply links will be affiliate links once activated — we may earn a commission at no extra cost to you; it never changes this comparison. How we make money →
Quick take
Amazon Pay ICICI Bank Credit Card is lifetime-free, while Flipkart Axis Bank Credit Card carries a fee (₹500 + GST (waived on ₹3.5L annual spend)). If you won't reliably hit Flipkart Axis Bank Credit Card's waiver spend, Amazon Pay ICICI Bank Credit Card is the cheaper card to keep.
Amazon Pay ICICI Bank Credit Card — better for amazon regulars who want a genuinely no-fee everyday cashback card.
Flipkart Axis Bank Credit Card — better for flipkart and myntra shoppers who also use swiggy, uber and pvr.
Side by side
| Amazon Pay ICICI Bank Credit CardICICI Bank | Flipkart Axis Bank Credit CardAxis Bank | |
|---|---|---|
| Annual fee | Nil — lifetime-free | ₹500 + GST (waived on ₹3.5L annual spend) |
| Reward rate | 5% Amazon (Prime) / 3% (non-Prime); 2% partners; 1% else; no cap | 5% Flipkart/Cleartrip, 7.5% Myntra (capped); 4% partners; 1% else |
| Lifetime-free | Yes | No |
| Network | Visa | Mastercard |
| Eligibility | 21+ yrs; salaried ₹20k+/mo or self-employed ₹30k+/mo (invite-based) | 18–70 yrs; ≈₹15,000+/mo (aggregator-sourced) |
| Best for | Amazon regulars who want a genuinely no-fee everyday cashback card. | Flipkart and Myntra shoppers who also use Swiggy, Uber and PVR. |
Amazon Pay ICICI Bank Credit Card
- Lifetime-free — no joining or annual fee, ever
- 5% on Amazon (Prime) / 3% (non-Prime), 2% at Amazon Pay partners, 1% on the rest
- No reward cap; cashback credited as Amazon Pay balance
Flipkart Axis Bank Credit Card
- 5% cashback on Flipkart & Cleartrip, 7.5% on Myntra (each cap ₹4,000/quarter)
- 4% unlimited on Swiggy, Uber, PVR & Cult.fit; 1% on other eligible spends
- Annual fee waived on ₹3.5L annual spend
Amazon Pay ICICI Bank Credit Card vs Flipkart Axis Bank Credit Card — FAQs
Neither is universally better. Amazon Pay ICICI Bank Credit Card suits amazon regulars who want a genuinely no-fee everyday cashback card. Flipkart Axis Bank Credit Card suits flipkart and myntra shoppers who also use swiggy, uber and pvr. Compare the annual fee and reward rate above against your own spending — that's what decides it.
Amazon Pay ICICI Bank Credit Card is lifetime-free, while Flipkart Axis Bank Credit Card carries a fee (₹500 + GST (waived on ₹3.5L annual spend)). If you won't reliably hit Flipkart Axis Bank Credit Card's waiver spend, Amazon Pay ICICI Bank Credit Card is the cheaper card to keep. On rewards, Amazon Pay ICICI Bank Credit Card gives 5% back on amazon for prime members (3% non-prime), with no annual fee, ever. whereas Flipkart Axis Bank Credit Card gives 5% on flipkart & cleartrip, 7.5% on myntra, 4% on swiggy/uber/pvr/cult.fit.
Amazon Pay ICICI Bank Credit Card is lifetime-free (no fee, ever), while Flipkart Axis Bank Credit Card charges ₹500 + GST (waived on ₹3.5L annual spend) (waivable on spend).
This is an informational comparison, not financial advice. Card terms change often — confirm current fees, rewards and eligibility on each issuer's official page before applying. Pay your bill in full to avoid interest.